About 3X
Anyone can Xpect bank loan approval.
Have loan-related challenges?
We've got the solutions!
Anyone can Xpect bank loan approval with our loan consultancy services at 3X Advisor.
Xpert Guidance- Guide you step by step through the whole process.
Xclusive Solutions- Offer tailored loan strategies designed to meet your unique financial needs, ensuring you receive the best options available.
Xceptional Result- Deliver outstanding outcomes by maximizing your loan approval chances and helping you achieve your financial goals efficiently.
Who is 3X?
Leading Bank Loan Consultancy Services Company in Malaysia
Back in 2020, we launched 3X Advisor because we noticed how tough it was to get bank loans approved.
We understand securing loans is a big deal for many. So, we decided to change the game by offering loan consultancy services helping our customers increase their chances of loan approval and make smarter decisions about managing their bank loans.
Our customer base ranges from average people wanting to own a home/car to business owners eagerly wanting to expand their businesses. We would also educate people about ways to reduce commitments (mostly due to credit card debts and high-interest loans) and get a higher chance of bank loans with a reasonable interest rate.
With a team boasting over 10 years of industry wisdom, we're confident we can help you secure that loan and make savvy moves. Facing challenges getting bank loan approved? Contact us your trusted bank loan consultancy in Malaysia.
What does 3X stand for?
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Mission
At 3X Advisor, our mission is to empower individuals in Malaysia to achieve their aspirations. We do this by combining our Xpertise in banking, Xclusive commitment to personalized service, and Xceptional dedication to delivering exceptional results.
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Vision
We envision a future where every individual can confidently achieve their goals with our personalized guidance. We aspire to be the trusted destination for those seeking reduced debt, extra cash, or business expansion.
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Core Values
We are committed to providing Xpert Guidance, Xclusive Solutions and Xceptional Results. We believe that every individual's situation is unique and we provide tailored solution to match your need.
3x Advisor Helps You Manage Your Application Effectively To Improve Your Loan Approval Chances.
Bank Loan Consultant Specialist in Malaysia
✔️ Professional Team helps to increasing your chances of loan approval.
✔️ We help optimize your profile to secure the highest possible loan amount
✔️ help you find the most favorable interest rates for your bank loan
✔️ We optimize your bank loan application to bank approval by addressing key issues.
✔️ Our support brings peace of mind and flexibility
Frequently Asked Questions
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We’ve handled thousands of Malaysian loan cases over the years, so we understand each bank’s real approval requirements and how to package a profile for faster results. Our edge is practical experience, matching income type, DSR and tenure to the right bank so you get a cleaner, quicker “yes.”
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We start with a credit report check and go through the documents, and then we know how to proceed with your case. Practically, we review CCRIS/CTOS, verify income proof (salary slips, EPF or BE form, bank-in history), and align your loan purpose and monthly budget before shortlisting banks that match your profile and timeline.
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We will guide you, but you have to prepare yourself for us. We provide a clear checklist, explain what each item is for, and check completeness. Once you’ve prepared the files, we package and submit them to minimise back-and-forth with bankers.
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We work with relationship managers across most major banks in Malaysia, so you can apply to multiple institutions through us. This lets us compare rates, fees and terms side-by-side and focus on the bank most likely to approve your case.
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We will review again and see what we can do to get approval. After a rejection, we recheck DSR, address arrears or document gaps, adjust tenure or amount if needed, and reapply to a better-matched bank; every outcome remains subject to each bank’s assessment and policy.