Want to get Loan Approval but don’t know HOW?
We help on :
Bank Personal
Business Loans
Debt Consolidation
What you can do with a bank personal loan ?
You can get cash for personal use or apply for a low-interest loan, from 2.7% and up to 10 years to consolidate your credit cards and existing loans, reducing your monthly payments.
Why your bank loan might get rejected ?
High credit card usage, high commitments, late payments, and weak documentation can lead to a low bank score and might cause your bank loan application to be rejected.
How can we help you ?
We have connections with almost all the banks in Malaysia and we understand each bank's unique requirements that most people don’t.
We can help you get the best interest rates and the highest loan amounts while solving any issues that might cause your application to be rejected.
Best bank rates, starting from 2.7%/year
The normal rate for a bank personal loan is usually around 8-10% per year. We aim to help you find the lowest rate and longest tenure for more cash on hand, better savings, and lower installments.
Our services
First, we'll check if you meet the minimum requirements and provide CTOS/CCRIS advice. Whether you need a high loan amount, cash for personal use, debt consolidation, or to pay off your credit cards, we’ll create a plan for you. We’ll solve any issues before proceeding with your application. Then, we’ll connect you with the best banks, and after approval, you can choose the one you prefer.
Frequently Asked Questions
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Most people get a personal loan from a bank to combine multiple loans into one with a lower interest rate or to get some extra cash.
We can also help if you’re blacklisted or under AKPK to improve your credit record and get a bank loan.
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The loan tenure can be up to 10 years, and the interest rate starts from 3%. We’ll find the best rate based on your profile.
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It usually takes 3-7 days to hear back about the loan. Some banks respond within 3 days, others might take up to 2 weeks.
Let us help you check your CTOS report for free to speed up the process.
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You can apply if you work for the state government (PKNS, Penang Water Supply PBAPP, etc.) or a GLC (TNB, Syabas, Telekom etc.).
We don’t accept applications from federal government employees (army, police, government school teachers, etc.).
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Absolutely, you don’t need to be in KL. We can help you with your loan application online even if you’re in Sabah, Sarawak, or overseas like Singapore and other countries.
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If you’ve missed payments, are blacklisted, or under AKPK, we can still help if you are an employee who earn at least 4K a month. We’ll advise you on settling debts before applying for a bank loan.
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Nope, we never charge any processing or upfront fees.
If someone asks for money before the loan hits your account, they’re definitely not with us and probably scammers.
Our team will always send you a link to verify their identity when they contact you, so you know it's legit.
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We’ve helped thousands of people get approved for bank loans. We’re advisors, not lenders.
When our staff contacts you, they’ll provide a verification link so you can be sure it’s us.
Our clients' loan approval cases
Contact our expert consultants now!
We'll get your bank loan approved.
Requirements to apply for bank loan
You must have had either credit card or any bank loan record for more than 6 months.
AND
You must not have any issues below unless you are employee with minimum RM3,000 salary :
. Late payments on any bank facility for 2 consecutive months OR
. AKPK (Debt Management Program) OR
. Special Attention Account (bank blacklist)
Do you meet the above 2 requirements?
If you meet, please WhatsApp us or fill out the form now.